Whether you are buying, selling, or refinancing your residential home, investment property, commercial property, or a vacant land, we are the best real estate lawyer to fulfil all your needs. We provide our legal services throughout Ontario with our digitally enabled technologies. We meet and greet our clients via video conference and make them sign all the real estate closing documents electronically.
Buying Residential Real Estate
Retain an Experienced Real Estate Lawyer
You need an experienced real estate lawyer to buy your residential real estate property. Your trusted real estate lawyer will complete all the due diligence and resolve various encumbrances pertaining to your dream home on or before closing the deal. We are equipped with the technology to handle your deal located anywhere in Ontario.
A Real Estate Lawyer will Protect Your Interest
Being a skilled real estate lawyer we review the Agreement of Purchase and Sale. It is always advisable to review the Agreement with a real estate lawyer before finalizing the deal to avoid any potential issues. We conduct extensive searches on the property, the previous ownerships, tax and utilities as your reliable real estate lawyer and resolve the issues after analysing them to protect your interests. We communicate with the seller’s lawyer and make sure you do not get any unpleasant surprise after closing the deal.
Affordable Services by Your Real Estate Lawyer
Whether you are a first time homebuyer or you are an investor, we preserve our professional and knowledgeable advice always with our affordable and industry competitive legal fee structures to maximize your benefits. Even when we deal with rush deals, we charge very reasonable ensuing all due diligence is executed with care.
Understand How We as Your Real Estate Lawyer Close a Purchase Deal
Nowadays a real estate lawyer does not need to attend Land Registry Office (LRO) in person. A real estate transaction is taken care with specialized software. We, as your real estate lawyer, complete title search, writ search, and registration of Transfer using the very sophisticated software and only the real estate lawyers with good standing can have the access to this software to serve the clients. The following well-organized tasks make us the best real estate attorney-
- We review your Agreement of Purchase and Sale and conduct a title search to make sure you are satisfactorily protected with clean title.
- We prepare a Requisition letter accordingly and send it to the seller’s lawyer to clarify and resolve all encumbrances asking the documentation required for the closing the deal smoothly.
- If the property is a condominium unit, we review the status certificate for better understanding of the condominium corporation’s physical and financial status.
- Once we receive the mortgage instructions from your lender, we review it thoroughly and prepare the documents.
- We arrange title insurance for both you and the lender.
- We give instructions on insurance binder and provide the same to the lender.
- We review the Statement of Adjustments sent by the seller’s lawyer and discuss with you the payable amount.
- We prepare the Purchase documents and get signatures from you.
- On day of closing we transfer the funds to the vendor and register property in your name.
- We don’t forget to welcome the new homeowner!
Contact Surya Law, Your Trusted Real Estate Law Firm, for Purchasing Your Home
We have extensive experience to handle your all real estate transactions. We are poised to support our clients located throughout Ontario as we can handle the entire deal online – signing documents to closing the deal. Please feel free to contact your best real estate lawyer for your upcoming real estate deal.
Selling Residential Real Estate
Retain an Experienced Real Estate Lawyer
It is mandatory to legally sale your real estate property in Ontario by a qualified real estate lawyer. Once you will retain us for selling your property, we will review the entire transaction to find out any loopholes and to avoid any lawsuits year down the line. It is advisable that clients contact to us with the Agreement of Purchase and Sale before confirming it so that we can review and advise the loopholes. We are advanced with the most sophisticated technologies to serve remotely using video conference and electronic signature system.
A Real Estate Lawyer will Protect Your Interest
Our extensive experience on selling real estate property is an asset for our clients to protect their interest from complicated Property Law and real estate transactions. We make sure our clients are in compliance with the local property law and avoid penalties. We review the Agreement of Purchase and Sale and advise clients whether there is any concern as their trusty real estate attorney.
Affordable Services by Your Real Estate Lawyer
When you are selling your property, a real estate lawyer needs to go through extensive documentations and responsible communications with the buyer’s lawyer along with performing serious due diligence. We concern on providing the quality legal services as well the most affordable legal fee structures. Our fees are the most competitive and reasonable to honour the heard-earned money of our clients.
Understand How We as Your Real Estate Lawyer Close a Sale Deal
Due to advancement of modern technologies, we do not need to visit the Land Registry Office (LRO) in person for registration purposes and we perform most of the signing works remotely. We complete the following tasks during a smooth sale closing transitions-
- We review the Agreement of Purchase and Sale and conduct a title search to find out encumbrances related to the property.
- We communicate with our clients and request them to send all the essential documents.
- Upon receiving response from our clients we update the tax information and prepare Statement of Adjustments.
- We request existing lender to send us payout statement so that we can pay the mortgage after closing the real estate deal.
- We thoroughly assess the Requisition letter received from the buyer’s lawyer and reply accordingly.
- Once the sale documents are ready, we book appointment with our clients to sign the documents either in person or remotely.
- We update our clients once the deal is closed and transfer the sale proceeds as per their instructions.
Contact Surya Law, Your Trusted Real Estate Law Firm, for Selling Your Home
We are happy to serve our clients in Toronto, Mississauga, Brampton, and throughout Ontario. We have special technical arrangements so that clients can complete the paper work remotely from home. If you have any questions or concerns please feel free to contact your trusted real estate lawyer.
Refinancing Residential Real Estate
Retain an Experienced Real Estate Lawyer
Refinancing means the home owners replace the existing mortgage with a new mortgage for several benefits –
- to reduce the current interest rate of mortgage;
- to recoup equity;
- to pay off debts;
- to cut monthly payment;
- to reduce the term of your mortgage;
- to switch from fixed to variable mortgage or vice versa.
Keep in mind that there might have penalties for breaking the mortgage terms with your existing lender. It is advised to consult with an experienced real estate lawyer for better understanding of your mortgage terms and legal advice.
A Real Estate Lawyer will Protect Your Interest
It is important to understand whether it is beneficial to go with refinancing! You might have a second mortgage on the property and the new lender might ask to pay off the second mortgage along with all other debts for example credit card balances, outstanding balances of your line of credits, car loans and so on.
Refinancing is a whole new mortgage which involves the costs of new appraisal, lender fees, lawyer fees, and title search cost. Refinancing also increases your debts. Therefore it is very crucial to understand whether the costs of refinancing outweigh the potential savings.
An experienced real estate lawyer can review the mortgage terms and guide you accordingly.
Understand How We as Your Real Estate Lawyer Close a Refinancing
Refinancing a residential property involves lots of works of a real estate lawyer though it is different from buying or selling a property. The following professional tasks make us the best real estate attorney-
- Update our clients once we receive mortgage instructions from the new lender.
- Review the new mortgage terms and advice clients accordingly.
- Conduct title search and thoroughly review.
- Send request to existing mortgagee for updated payout statement.
- Request clients for insurance binder as per the instructions sent by the new lender.
- Arrange title insurance for lender
- Prepare mortgage documents and communicate clients to sign either in person or remotely.
- Register the new charge and the title if there is any change of ownership.
- Pay off the existing mortgage and arrange discharge of charge.
- Transfer the mortgage proceeds, if available, to clients.
- Update clients on closing the refinancing deal.
Contact Surya Law, Your Trusted Real Estate Law Firm, for Refinancing Your Home
We comfortably and securely serve our clients in Toronto, Mississauga, Brampton, and throughout Ontario as we are equipped with sophisticated computer applications to accommodate their needs to sign documents electronically and meeting them via video conference. If you have any questions or concerns please feel free to contact your trusted real estate lawyer.
Commercial Properties Purchase and Sale
Retain an Experienced Commercial Real Estate Lawyer
It is always more complex to deal with commercial purchase and sale. A commercial real estate lawyer needs to conduct very rigid due diligence to protect the interest of the clients. A commercial real estate deal involves negotiations, drafting and reviewing Agreements of Purchase and Sale. Only a trusted commercial real estate lawyer can protect the legal interests and avoid any future unwanted disputes. Therefore it is recommended to retain an experienced commercial real estate lawyer before starting negotiations with the buyer or seller.
A Commercial Real Estate Lawyer will Protect Your Interest
A commercial purchase and sale requires to deal with mortgage financing, insurance, tax implications, portfolio management, cost sharing etc. Your experienced commercial real estate lawyer conducts a title search before drafting the final offer. The title search encompasses both off-title search and detailed title search. The searches help to understand whether there are any encumbrances on the title. It makes clear whether by-laws, easements, restrictive covenants, the right of way, subdivision agreement etc. are clear and marketable. Off-title searches find out any existing issues with fire department, utilities, zoning, conservation authority and so on.
We review the property surveys and advice clients accordingly. We review whether there are any contraventions of Ontario Planning Act related to adjacent properties.
If the transactions involve corporation, searches are done against corporate status and bankruptcy. We also search corporate profile, PPSA registration, HST registration, and conduct local land registry office inquiries. On the date of sale we confirm the active status of the corporation.
Being your commercial real estate lawyer we will communicate with the lender’s lawyer and negotiate the lending documents. If you need to close the commercial deal with private mortgage, we will review and advice the private mortgage terms and conditions.
In case you need a collateral mortgage or blanket mortgage, our commercial real estate lawyer will explain the terms and protect your legal rights.
Contact Surya Law, For Your Commercial Real Estate Transactions
We always happily and professionally serve our commercial real estate clients. If you have any questions or concerns please feel free to contact your trusted real estate lawyer.
Commercial Leases
Retain an Experienced Commercial Real Estate Lawyer for Commercial Lease
Commercial real estate deals are always complicated whether it is buying, selling or leasing. If you are a tenant or landlord, and you are planning for commercial lease, it is recommended to retain a real estate lawyer for legal advice.
A Commercial Real Estate Lawyer will Protect Your Interest
If you are a tenant, we, as your commercial real estate lawyer, will review the draft lease received from the landlord or landlord’s lawyer. We will analyse whether the draft lease includes any untoward terms. Our summary report will reflect all our comments and we will discuss with you. The negotiation on final lease will be conducted with the landlord or landlord’s lawyer considering your legal protections and priorities.
When we act on behalf of the landlords for any commercial property, we draft and negotiate the customized commercial lease pursuant to the instructions and requirements of landlords. Being your commercial real estate lawyer, we negotiate the draft lease with the commercial tenants or their lawyers to finalize a mutually agreeable lease agreement. Our expertise on commercial lease is an asset for our clients to protect their businesses and legal rights.
Contact Surya Law, For Your Commercial Real Estate Transactions
We are your most trusted commercial real estate lawyer with enormous depth of experience, and sophisticated solutions for all your needs whether you are leasing or renting an office, shop, plaza, retail, industrial building, franchisor and franchisee. Please contact our office and we will take care your transactions.
Private Mortgage
Retain a Private Lending Lawyer for Private Mortgage
With the high price of real estate properties, private mortgage financing in Ontario is growing exponentially and real estate industry needs experienced private lending real estate lawyer to protect the interests of the lenders as well as the borrowers. When the borrowers need funds quickly or the borrowers have credit issues or the 1st mortgage is not sufficient to close the deal, a private mortgage fills up the gap. The rigid terms and conditions of a private mortgage may be complicated. Only an experienced private lending real estate lawyer can protect your interests legally. It is always recommended to retain your private lending real estate lawyer in well advance to avoid any disputes at the time of closing or in future.
A Private Lending Real Estate Lawyer will Protect Your Interest
Whether you are a lender or a borrower, we will prepare your paperwork and review to make sure you are always legally protected. Our simple but professional, customized but critically accurate legal services of private mortgage identify theft and identity fraud to protect your interest.
We draft the mortgage commitments for the lenders and review the same with them. We make sure all of the terms are satisfied by the borrower before transferring the funds. We register the mortgage against the property and protect lender’s interests.
Once we act on behalf of the borrowers, we negotiate the terms of mortgage commitments with the lender or lender’s lawyer as per the instructions of our clients. Even if we do any rush private mortgage, we conduct our proper due diligence for the protections of our clients’ legal interes.t
Contact Surya Law, For Your Private Lending Real Estate Transactions
It is a great opportunity for our clients to avail our free initial consultation where you will discuss the legal concerns, payment terms, rate of interest, and associated cost including our transparent and fixed fee structure. We are always easily accessible either via video conference, over phone, or in person. Please feel free to book your appointment and let us serve your needs.
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